There are provisions in place to assist home buyers achieve the down payment requirement for their mortgage, you can see a list of down...

Closing day involves a lot of signing of documents and a lot of smiling! Anyone who is a borrower on the home loan will need to be there...

Let’s set the record straight. No down payment is a thing. But, no money down, that is not a thing. There are costs, outside of the down...

“It was very emotional for her (the homebuyer). You could sense her pride in taking on this project. She couldn’t wait to get into the...

Michigan’s Step Forward Down Payment Assistance Program (DPA) has allocated $20 million to home buyers, purchasing homes in specified zip...

If you both own a home together and are going through a divorce, it is advisable to seek assistance from your mortgage banker. One...

Let’s start with understanding what a down payment on a mortgage is; a down payment is the amount of money that you will pay out of...

You see, if you have a good mortgage banker to work with, this whole process is way less scary. The mortgage banker’s job and primary...

Can I buy a home with a lot of student debt? It is true that having high debt relative to your income can make you less attractive to a...

Myth 1: If you prequalify for the mortgage, then you get approved for the loan. The prequalification process involves analyzing basic...

When considering your timing for moving out, review the lease agreement to ensure your timing lines up with the lease requirements. It...

Real Estate Commissions Since the commission to the realtor comes out of the seller’s pocket, you will want to factor this into your...

Before you begin searching for your home, you will want to call, visit us online, or go to your local Stockton Mortgage office to...

As a renter, you are at the mercy of your landlord. No matter how wonderful your landlord is they are still in the business to make money...

Fireworks! I lived in an apartment on a busy street flanked by a small side yard and parking lot so I may have been able to get away with...

We have found that many first-time homebuyers are drawn to the FHA (Federal Housing Administration) home loan because of its less...

Limited Time: Down Payment Assistance in Kentucky Counties A total of $6 million is available (limited to $10,000 per borrower) and is...

It turns out that there are loan programs that don’t require a down payment. For example, the Veteran Administration has created a home...

When someone is prequalified, it means a mortgage lender evaluates financial information an individual provides and forms an opinion...

How to Pick a 203k Lender To ensure you are working with someone who has “been there before” ask your mortgage banker how many 203k loans...