Companies sometimes try to get new customers by sending “prescreened” offers. Please take the time to review the information provided at...

The mortgage lender is not the only one who rates your credit. The mortgage lender will use your credit score to determine how likely you...

The question of how much house can I afford is one that comes up a lot if you’re looking to buy your first home. But what determines how...

For those watching the trends in mortgage interest rates, a quick Google search reveals articles such as this – highlighting the...

In the last month we have had several great conversations with our customers over our website chat but one question that stands out most...

There has been a lot of talk about forbearance in the mortgage world lately. For those who are experiencing difficulty making their...

A bankruptcy will eliminate debts but can also leave your credit in kind of a rough state. But following a bankruptcy, what should you be...

Prepare to Buy: Credit Readiness Open a line of credit (e.g. credit card) and use it. There is a misconception that if you don’t open...

1. Review your credit report……regularly! (click this link) Good credit is a powerful tool. It goes hand in hand with a good credit score....

Why is my Credit Karma score different? However, several mortgage bankers have reported back that their customers credit score on Credit...

It is important to note that to establish credit, one must borrow money. For many this is difficult because they pride themselves on not...

Many first-time homebuyers, don’t have a lot of credit established, don’t fully understand how credit impacts the loan approval, or both....

When someone is prequalified, it means a mortgage lender evaluates financial information an individual provides and forms an opinion...

Buying with Student Loan Debt It is true that having high debt relative to your income can make you less attractive to a lender which can...

The Piggy Bank: Haunting Debt Consumer Reports tells us why student debt is harder to manage than mortgage debt. The first reason given...

The Piggy Bank: College Talk According to consumer reports, a four-year education at a state school- including tuition, fees, and room...