Providing documentation is one of the areas that could cause delays and the only one that you, the borrower has much of the control over....

Try adding a pet bed under your staircase. Often this space remains unused so why not give Fido or Sassy their own nook? You can paint...

Using a mortgage calculator prior to obtaining a mortgage or starting a home search is a great idea! A good calculator can assist you in...

The biggest benefit of these renovation loans is they allow you to roll in the cost of the repairs or updates into the financing of the...

By using this method to calculate monthly income, Stockton Mortgage has been able to assist many self-employed borrowers to purchase...

One of the best ways to make it look like your pet doesn’t live there, is to relocate him or her while your home is on the market,...

Kentucky Programs- Kentucky Housing Corporation Down Payment Assistance offers a loan for the down payment at a low- reasonable interest...

One benefit to refinancing is it could save you money by refinancing into a loan with a lower interest rate that your current interest...

We have found that many first-time homebuyers are drawn to the FHA (Federal Housing Administration) home loan because of its less...

It is important to note that to establish credit, one must borrow money. For many this is difficult because they pride themselves on not...

that there are options for 100% financing (meaning a down payment is not required) available. However, you may choose to include a down...

This could cause fear in some folks, but it shouldn’t. Your loan has closed which means that it’s terms will remain the same. The only...

1: Is your community suitable for pets? If your neighborhood seems to be very pet friendly, highlight that; mention that the sidewalks...

I got to thinking, am I the only one who feels this way? So, I thought I’d ask around. I asked my family, friends and co-workers was...

Just like you, it takes your pet some time to get acclimated to a new environment. When it comes time to pack up your stuff, try to bring...

You will be working closely with your Realtor in making what is likely, one of the biggest purchases of your life, so being comfortable...

If a home did not meet the minimum standards, the veteran would need to find means to make the home improvements prior to purchase or...

Color copy of driver’s license Color copy of social security card Income Information: Copies of most recent paycheck stubs detailing last...

There are provisions in place to assist home buyers achieve the down payment requirement for their mortgage, you can see a list of down...

Closing day involves a lot of signing of documents and a lot of smiling! Anyone who is a borrower on the home loan will need to be there...