Limited Time: Down Payment Assistance in Kentucky Counties A total of $6 million is available (limited to $10,000 per borrower) and is...

It turns out that there are loan programs that don’t require a down payment. For example, the Veteran Administration has created a home...

When someone is prequalified, it means a mortgage lender evaluates financial information an individual provides and forms an opinion...

Another option for renovation financing is the Fannie Mae HomeStyle Loan. This loan is more akin to a conventional loan with its...

An escrow account is created for you by your lender (mortgage company or bank). You, the borrower, pay into this account monthly to cover...

How to Pick a 203k Lender To ensure you are working with someone who has “been there before” ask your mortgage banker how many 203k loans...

If you find yourself ready for your dream home consider this thought: what about instead of moving to something better, you make...

Are there contractor requirements for a 203k Loan? Truly the only requirement is that your contractor must be licensed and cannot be you....

Someone who recently became a vegan. Someone who just had a baby. Someone buying a home. Do you know what all these people have in...

When it comes to mortgages from a renovation loan, like the FHA 203k Loan, the concept is the same but how we achieve the loan amount is...

This administration was the creator of the 203k Loan. The idea behind the creation of this product was to give first time homebuyers that...

A HELOC is based on the amount of equity someone has in their home. This poses a problem for many homeowners who lack equity; limiting...

The FHA (Federal Housing Administration) 203k Loan has two tiers, the limited and the standard, so no matter what upgrade you have in...

We have all seen those houses, the ones that have fallen into disrepair due to neglect or perhaps natural disaster. If you are like me,...

The Property The FHA 203k Loan can be used to purchase a home or refinance a current one. The home must be the borrower’s primary...

So, while they are doing all the verifying, you have a very, very important task: find your contractor. Don’t get me wrong, choosing the...

Refinishing Hardwood Floors It is kind of a romantic idea, isn’t it? Reviving something that was once loved but has since been regarded...

Piggy Bank: Keep up with Your Money Below, I’m sharing, with the help of the folks from Hands on Banking, some suggestions to maintain...

The Low Down on Down Sizing The first they mention is waiting too long to downsize. Typically, people wait until there is an event that...

Green Grass. Green Trees. Green Roof? These roofs filled with growing plants must be high maintenance and risky though, right? According...